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Secured Loan Services

Property–backed Secured Loans for Every Need

From home purchase to business expansion and rent-backed funding, we design the right secured loan structure for your profile by comparing multiple banks & NBFCs and managing documentation end-to-end.

Residential

Home Loan

Buy or build your own home

Finance the purchase or construction of your dream home with long tenures and comfortable EMIs, tailored to your income and repayment capacity.

  • New / resale flat or bungalow purchase
  • House construction on owned plot
  • Home renovation & extension funding
Ideal for salaried, business owners, professionals & NRIs.
Funding Against Property

Loan Against Property (LAP)

Unlock funds without selling your property

Raise high-value funds by mortgaging residential or commercial property. Use the money for business or personal needs with lower interest compared to unsecured loans.

  • Business expansion & working capital
  • Education, medical or marriage expenses
  • Debt consolidation & big-ticket needs
Ideal for property owners needing larger ticket sizes.
Business Property

Commercial Property Purchase Loan

Own your office, shop or showroom

Structured loans to help you purchase offices, shops, showrooms or other commercial units so your EMI builds an asset instead of paying rent.

  • Office, shop, showroom & clinic purchase
  • Investment commercial units
  • Loans aligned with business cash flow
Ideal for business owners and self–employed professionals.
Business Funding

Commercial Loan Against Property (Commercial LAP)

High–value funding for your business

Use your existing commercial property as collateral to raise large funds for business growth, at lower interest and longer tenures.

  • Working capital & stock purchase
  • Branch expansion & renovation
  • Repayment of costly loans & OD limits
Ideal for established businesses with commercial assets.
Industrial Purchase

Industrial Property Purchase Loan

For factories, warehouses & units

Specialised funding for industrial land, factory buildings and warehouses with assessment aligned to your project and industry.

  • Industrial plot & factory purchase
  • Warehouses & storage facilities
  • Manufacturing & production setup
Ideal for manufacturers, traders & logistics businesses.
Hospitality

Hotel Funding

For hotels, lodges & resorts

Tailored loans for purchase, construction or renovation of hotels, lodges and resorts with a focus on future cash flows.

  • New hotel / lodge / resort projects
  • Refurbishment & upgrade of existing properties
  • Expansion of hospitality portfolios
Ideal for hotel owners, investors & hospitality entrepreneurs.
Industrial LAP

Industrial Loan Against Property

Factory / industrial property as security

Raise large–ticket funding by mortgaging your factory, shed, industrial land or warehouse. Ideal for scaling up manufacturing and operations.

  • Factory & plant expansion projects
  • Machinery purchase & capacity upgrade
  • Working capital for industrial units
Ideal for factory owners, industrial SMEs & logistics players.
Property–backed

Plot Against Funding

Funding against open plots

Raise finance by mortgaging residential, commercial or industrial plots while continuing to own the land.

  • Residential & commercial plots
  • Industrial / NA approved land
  • Used for business or personal requirements
Ideal for landowners needing larger lump–sum funding.
Optimise Existing Loan

Balance Transfer & Top-Up on Existing Loans

Reduce EMI & get extra funds

Shift your existing home, LAP or commercial loan to a lender offering a lower rate and take a top-up on the same property for additional funding.

  • Lower interest & reduced EMI
  • Extra top-up without new collateral
  • Move from high-cost to low-cost lender
Ideal for borrowers already paying high EMIs.
Rent–backed Funding

Lease Rental Discounting (LRD)

Loan based on rental income

Use the future rent of your leased property as a secure repayment source and get a structured long-term loan.

  • For properties leased to stable tenants
  • EMIs serviced through rent inflows
  • Higher eligibility on strong rentals
Ideal for investors & commercial property owners.

Confused which secured loan is right for you?

Share your requirement on WhatsApp or call us. Our team will study your profile, income and property details and suggest the most suitable bank / NBFC with the right structure and EMI plan.