Skip to Content
Business & Machinery Loans

Power your Business Growth with the Right Funding

From day-to-day working capital to machinery upgrades and large projects, we design customised loan solutions by matching your business profile with the right bank or NBFC and handling documentation end-to-end.

Core Business Funding

Business Loan

Quick capital for your business

Flexible business funding for managing operations, growth and expansion with structured EMIs aligned to your cash flow.

  • Business expansion & new branch setup
  • Inventory and stock purchase
  • Vendor & supplier payments
Ideal for traders, shop owners, service providers & SMEs.
Cash Flow Support

Working Capital Loan

Keep your business running smoothly

Short to medium term funding to manage day-to-day expenses and seasonal cash flow gaps without disturbing your main capital.

  • Daily operating expenses
  • Bulk raw material & stock purchase
  • Managing receivables & payables cycle
Ideal for traders, wholesalers, retailers & MSMEs.
Production Upgrade

Machinery Loan

Upgrade or install new machinery

Finance for purchasing or upgrading machinery that increases production, efficiency and quality.

  • New plant & machinery purchase
  • Replacement of old machines
  • Automation and technology upgrades
Ideal for factories, workshops & manufacturing units.
Asset–Backed

Business Loan Against Machinery

Use your machines to unlock funds

Raise higher funding by using existing machinery as collateral while continuing to use it for production.

  • Factory upgrades & line expansion
  • Bulk inventory & raw material purchases
  • Short to medium-term capital needs
Ideal for established manufacturing & industrial units.
SME / MSME

SME / MSME Business Loan

Growth funding for small businesses

Loans structured specifically for micro, small and medium businesses under SME / MSME norms and schemes.

  • Working capital & expansion
  • Machinery & equipment purchases
  • Business development & hiring
Ideal for registered SMEs, startups & growing enterprises.
Revolving Limit

Cash Credit (CC) Facility

Flexible limit for daily business

A revolving credit facility that allows you to withdraw funds as needed within an approved limit, linked to your stock and book debts.

  • Day-to-day working capital
  • Managing supplier payments
  • Balancing receivables & payables
Ideal for trading, distribution & manufacturing businesses.
Bank OD

Overdraft (OD) Facility

Extra cushion on your current account

Withdraw more than your account balance up to a sanctioned limit to handle short-term urgent requirements.

  • Emergency vendor or salary payments
  • Short-term working capital gaps
  • Rapid response to urgent business needs
Ideal for businesses with strong banking track record.
Large Projects

Project Finance

End-to-end funding for big plans

Long-term funding solutions for new units, major capacity expansion and large-scale industrial or commercial projects.

  • New factory or industrial unit setup
  • Large machinery and plant installation
  • Infrastructure & capacity expansion
Ideal for mid to large-scale enterprises planning major growth.
Optimise Existing Loan

Business Balance Transfer & Top-Up

Reduce EMI & unlock extra capital

Shift your existing business or machinery loan to a lender offering a better rate and take additional top-up on the same security.

  • Lower EMIs with reduced interest
  • Extra funding without new collateral
  • Move from high-cost to low-cost institutions
Ideal for businesses already servicing term loans or facilities.

Not sure which business or machinery loan fits you best?

Share your requirement on WhatsApp or call us. We’ll analyse your business profile, banking, turnover and collateral to suggest the most suitable loan options with the right EMI structure.